Easy Upgrade Finance

Spread the cost of your new Mac, iPhone, iPad or Apple Watch with monthly payments and easily upgrade to the latest model at the end of your plan.

Choose your Mac, iPhone, iPad or Apple Watch and add accessories.

Choose the right Easy Upgrade plan for you.

Return your device to us and upgrade to the latest model.



Example Easy Upgrade Payments

MacBook Air       From £24.09/pm

MacBook Pro      From £31.32/pm

iMac                    From £30.12/pm

Mac available on 24 or 36 month plans, pricing above reflects a 36 month plan.

iPhone SE          From £16.13/pm

iPhone 12           From £26.42/pm

iPhone 13 Pro    From £32.75/pm

iPhone available on 12 or 24 month plans, pricing above reflects a 24 month plan.

iPad            From £8.29/pm

iPad Air       From £15.05/pm

iPad Pro      From £19.46/pm

iPad available on 24 or 36 month plans, pricing above reflects a 36 month plan.

Full product range pricing available in-store.

Find A Store

How do I join Easy Upgrade?

Choose your Apple device and accessories with our in-store team of Apple Experts. Select your preferred repayment term and review the upfront payment and monthly payment amount.

Trade-in your old laptop, smartphone or tablet to receive additional credit to reduce your monthly payments further.

You will need an email address, mobile phone number and a valid photo ID such as a driving license or passport. Klarna will then send you a link to complete the application on your own device.

At the end of your 12, 24 or 36 month payment plan, return the device in the pre-agreed condition to settle the balance of your agreement.

Then you can upgrade to the latest and greatest Mac, iPhone, iPad or Apple Watch. Alternatively, allow the agreement to continue until the balance is cleared off and keep your device.


How long does it take to get a decision?
The majority of decisions are made within 3 minutes. On some occasions, your application may be referred for additional checks. If your application has been referred, it will remain open until a decision has been made by Klarna. You will receive updates on your application via SMS.

Do I have to make an upfront payment? 
Yes, a mandatory 5% upfront payment is required on all Easy Upgrade finance agreements.

What does Easy Upgrade offer over other finance options available at Western Computer?
Easy Upgrade allows you to pay lower monthly payments with the option to upgrade to the latest technology at the end of your agreement (once the balance has been cleared on your agreement). Customers can choose to upgrade their device at month 12, 24 or 36 dependant on the device being returned and the balance settled.

Can I purchase an iPhone with Easy Upgrade if I have an existing contract with a carrier?
Yes, you can purchase the latest iPhone even if you have an existing contract with a carrier. You will still be responsible for any existing contracts and payments with your original provider.

Am I guaranteed to get the new iPhone when I renew at the end of my agreement?
We always look to keep the latest iPhone models in stock. However, this is dependent on stock availability with Apple and our distributor, and stock cannot always be guaranteed.

Will another credit check be performed when I upgrade?
All applications (new applications and renewals) will be independently credit checked by Klarna accordingly.

Can I rejoin Easy Upgrade if I have paid off the outstanding balance on my agreement?
You can rejoin the Easy Upgrade program at any point by visiting your local Western Computer store.

How do I get further advice if my application is declined?
You can contact Klarna who may be able to advise further depending on circumstances. We are unable to provide any details on declined applications in our stores.

What happens if I have had my Mac, iPhone, iPad or Apple Watch replaced that was originally purchased through Easy Upgrade?
If the Mac, iPhone, iPad or Apple Watch is replaced by Western Computer or an Apple Authorised Service Provider, we can accept the replacement device.

What happens if my device is damaged when purchased with Easy Upgrade?
When it’s time to upgrade, your device should be handed back in good working condition. We can provide you with a quotation for repair should you damage your device. If your device is not handed back in a suitable condition to trade-in, we will offer a lower trade-in value. You would then need to settle the balance on your agreement.

Can I cancel or change my Easy Upgrade agreement?
You can cancel your agreement within 14 days of the agreement date. If you wish to cancel the agreement during this period, you would need to visit the store where your application was processed. You will need to make an alternative payment for the products purchased on the agreement. If you sign to cancel your agreement after 14 days, you would need to contact Klarna directly to settle the outstanding amount with them. For our full return policy please click here.

Can I keep my device when I am due an upgrade?
You can keep the original device purchased through Easy Upgrade providing your agreement has been settled.

How can I access my Klarna account?
To gain access to your Klarna account, visit https://app.klarna.com/login and enter the same email address associated with your application. A link will then be emailed to you with further instructions. The Klarna app is also available to download from the App Store.

How do I contact Klarna?
You can contact Klarna by calling 0808 189 3333. Alternatively, you can visit https://www.klarna.com/uk/customer-service/ to start an online chat.

Western Computer Terms & Conditions
Terms and conditions apply. Available in-store only and not available online. Subject to status and credit check. Available to applicants aged 18 years and over only. Available to UK residents only. Interest-free credit available on qualifying products only.
Trade-in values are estimates only and cannot be determined until the device has been fully inspected.
Western Computer acts as a credit broker and offers the Easy Upgrade Plan from Klarna Bank AB.
Registered office: Western Computer Group Limited, Eagle Tower, Montpellier Drive, Cheltenham, Gloucestershire, GL50 1TA. Company Registration Number: 01850885.
Credit provided by Klarna Bank AB, which is authorised and regulated by the Swedish Financial Services Authority, with limited supervision by the Financial Conduct Authority and Prudential Regulation Authority in the UK. Klarna Bank AB (publ). Headquarters: Sveavägen 46, 111 34 Stockholm. Organization number: 556737-0431.
Terms & Conditions apply. Finance full terms and conditions available on application. Device trade-in and upgrade after 24 months is subject to these terms and conditions.

*Easy Upgrade 36 Example: MacBook Air 13-inch MGN63B/A (retail price of £999.00) purchased at £24.09 a month over 47 months. After 36 payments, the amount paid would be £867.24, at which point you could be eligible to upgrade to a new Mac. If not upgrading, the estimated total over 47 months is £1,130.90 after which the device can be kept. A mandatory 5% deposit is required for the purpose of this example deposit would total £49.95. In order to upgrade, the device being handed back would need to be returned in the pre-agreed condition and the balance of the agreement would be settled. If the device is not as per the pre-agreed condition, we would advise of repair cost or a reduced trade in value. We would credit the Klarna account accordingly. Additional payments would need to be made directly with Klarna to settle remaining balance on the agreement. Details correct at time of publishing. E&OE.

Brace Creative
Accepted Methods of Payment
Western Computer